Privacy Policy

At RefundOrOwe.com, your privacy is our top priority. This Privacy Policy explains how we collect, use, and protect your information when you use our tax estimation tools.

1. No Collection of Personal Financial Data

We function differently from traditional tax software. We do not collect, store, or transmit your financial data to our servers.

• All tax calculations are performed locally in your web browser using JavaScript.
• We do not ask for your name, Social Security Number (SSN), or exact address.
• Once you close the browser tab, your input data (income, withholding, etc.) is cleared.

2. Affiliate Disclosure

RefundOrOwe.com helps keep this tool free by participating in affiliate marketing programs. This means we may earn a commission if you click on links to our partner sites (such as TurboTax, H&R Block, or others) and make a purchase or file a return. This comes at no extra cost to you.

3. Cookies and Analytics

While we do not store your tax data, we may use third-party tools like Google Analytics to understand how visitors use our site (e.g., how many people visited, which pages are popular). These tools use "cookies" to collect anonymous usage data.

4. Third-Party Links

Our website contains links to third-party websites. We are not responsible for the privacy practices or the content of those third-party sites. We encourage you to review the privacy policies of any website you visit.

5. California Consumer Privacy Act (CCPA)

Under the CCPA, California residents have the right to know what personal information is collected. Since we do not collect personal identifying information (PII), we do not sell your data.

6. Contact Us

If you have any questions about this Privacy Policy, please contact us at:
refundorowe@gmail.com