Last Updated: November 21, 2025
By accessing and using RefundOrOwe.com ("the Website"), you agree to comply with and be bound by the following terms and conditions.
The content and tools provided on this Website are for educational and entertainment purposes only. The calculations provided are estimates based on projected 2025 IRS tax brackets and standard deductions.
While we strive to keep our tax data up to date with the latest IRS publications, tax laws are subject to change. We do not guarantee the accuracy, completeness, or reliability of any results generated by our calculator. You should not rely solely on this tool for financial decisions.
Under no circumstances shall RefundOrOwe.com or its owners be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website. This includes, but is not limited to, errors in tax filing, penalties, or interest fees assessed by the IRS or state tax authorities.
We strongly recommend consulting with a qualified tax professional or using certified tax preparation software (such as TurboTax, H&R Block, or TaxAct) before filing your official tax return.
This Website may contain links to third-party websites or services that are not owned or controlled by us. We may receive compensation when you click on links to these products. We assume no responsibility for the content, privacy policies, or practices of any third-party sites.
We reserve the right to modify these terms at any time. Continued use of the Website constitutes acceptance of the modified terms.